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First Active Instant Access Savings Account

Get a bonus interest rate and access your money any time with our instant access savings account, powered by NatWest. 

To apply, you must be 18+ and a UK resident.

How Our Instant Access Savings Account Works

  • Earn x % interest on your savings – split between a fixed bonus rate of x% and a variable standard rate of x%.
  • Dip into your savings whenever you need to. You can take out up to £10,000 in one go.
  • Save up to £1 million.
  • Manage instant savings accounts on the move using the NatWest Boxed app.

Summary Box

Account name: First Active instant access savings account

What's the interest rate?

Instant Access Savings Access interest rates are split between a bonus rate and a variable rate.

Can First Active change the interest rate?

The interest rate on a First Active Instant Access Savings Account includes a main variable rate, plus a fixed bonus rate.

Since the main rate is variable, it could go up or down depending on factors like Bank of England Base Rate changes.

The bonus rate is fixed, meaning it’ll stay the same for your entire bonus term. You’ll receive this rate up to and including the final day of your bonus term. After that date, only the main variable interest rate will apply to your account. We’ll send an email reminder 14 days before your bonus rate is due to end.

What might the future balance be?

Instant Access Savings Access interest rates are split between a bonus rate and a variable rate.

How do I open and manage my Instant Access Savings Account?

What you'll need to apply
 

To apply for this instant saver account, you’ll need to:

  • Be 18 or over.
  • Be a UK resident, with a UK address.
  • Have a UK mobile number.
  • Only have UK tax residency.
  • Have an open UK personal account. You’ll use this ‘nominated account’ to pay money in and out of your instant savings account.

Managing your Instant Access Savings Account

  • Customers can manage our instant savings accounts in the NatWest Boxed app.
  • You can use this app to pay money in and out; check your account balance, recent transactions and interest rates; and change your nominated account.
  • You can also contact our customer support team through the app.
  • To add money to an Instant Access Savings Account, you’ll need to log in to online banking or mobile banking for your nominated bank account. Enter the name, sort code and account number for your new instant saver account to transfer the cash across.
  • There’s no minimum deposit when adding money to this account. The maximum you can deposit in one go is £250,000.

Additional information

Banking can be confusing sometimes. Here’s what some of the words we use mean. 

Get ready to apply

Before you apply , we need to check you’re happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

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First things first. Please take a look at the important legal info:

Information Message

If you carry on applying, it means you’re happy with what’s in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.

Instant access savings account FAQs